India's Smart
Auto-Recovery
Platform.
Create secure repayment agreements, automate UPI recovery, and track repayments with legally backed digital documentation.
Three steps to automatic recovery
Simple, legally sound, and fully automated from agreement to repayment.
Define loan amount, EMI schedule, due dates, and legal clauses. Generate a digitally signed agreement in minutes.
Borrower digitally accepts the agreement and authorizes UPI AutoPay mandate. All actions are time-stamped and logged.
EMIs are recovered via UPI AutoPay on schedule. You get real-time notifications, receipts, and recovery reports automatically.
Smart Personal Loans
for Modern India.
Apply for flexible digital personal loans with secure approvals, intelligent EMI systems, and transparent repayment infrastructure.
Everything to recover smarter
Built for lenders, NBFCs, and finance professionals who need reliable, automated repayment systems.
Generate legally structured repayment agreements with digital signatures and borrower acceptance logs.
Automatic debit via UPI AutoPay mandate on every due date, with real-time status and retry logic.
Set up flexible EMI schedules — daily, weekly, or monthly — and let the platform handle the rest automatically.
Court-admissible digital agreements with timestamp proofs, borrower IP logs, and signed consent trails.
Visual dashboards track every repayment, pending dues, and recovery pipeline with actionable insights.
Automated borrower reminders via WhatsApp and SMS before due dates to reduce missed payments.
Built on legally
solid foundations
Every transaction is protected by legally enforceable digital agreements with complete audit trails.
Enterprise-grade recovery insights
Real-time reporting so you always know exactly where every rupee stands.
Bank-grade protection
for every transaction
Your money and your borrowers' data are protected by enterprise-level security infrastructure.
Fully compliant with RBI payment regulations and digital lending guidelines.
Payment Card Industry Data Security Standard compliant infrastructure and processes.
All data at rest and in transit is protected with AES-256 military-grade encryption.
AI-powered real-time fraud detection with instant alerts on suspicious repayment activity.
Recover Payments
Smarter and Safer.
Join 5 lakh+ users who trust AutoPay India to automate their repayment recovery. Set up your first agreement in under 5 minutes.
No setup fees · Cancel anytime · Trusted by 5L+ users