AutoPay India — Enterprise Recovery Infrastructure Pricing
AI Recovery Infrastructure Active
Secure AutoPay Systems Operational
Enterprise Reminder Engine Online
Smart Recovery Intelligence Enabled
Secure Borrower Infrastructure Connected
Realtime Analytics Processing
AI Recovery Infrastructure Active
Secure AutoPay Systems Operational
Enterprise Reminder Engine Online
Smart Recovery Intelligence Enabled
Secure Borrower Infrastructure Connected
Realtime Analytics Processing
Enterprise Recovery Platform · v3.4 · India

Enterprise Recovery
Infrastructure Pricing

AI-powered borrower protection, intelligent AutoPay automation, enterprise reminder systems, and realtime recovery infrastructure designed for modern financial operations.

AutoPay India · Recovery Operations Dashboard · Live
Recovery Rate
94.7%
↑ +3.2% this month
AutoPay Active
18,420
↑ +1,240 new
Reminders Sent
2.4M
↑ AI optimised
Recovery Performance · 8 Weeks
AutoPay Recovery
Infrastructure Pricing

Choose Your Recovery Architecture

Structured enterprise tiers designed for every scale of financial operation. Upgrade anytime.

🔥 Biggest Launch Offer
Starter Recovery

Perfect for basic borrower protection and intelligent AutoPay setup.

₹499
Only ₹19

Per borrower · One-time setup

Get Started →
🛡 No CIBIL Score Damage
Included Infrastructure
  • e-Stamp Paper Agreement
  • Secure Digital Agreement Creation
  • Intelligent AutoPay Activation
  • Borrower Verification System
  • Basic Recovery Infrastructure
  • Secure Borrower Tracking
  • Enterprise Data Protection
  • EMI Infrastructure Access
  • Basic Recovery Dashboard
  • Smart Agreement Management
  • Secure Session Infrastructure
  • Realtime Borrower Status Monitoring
◆ Enterprise Advantage
Adv Recovery Pro

High-priority intelligent recovery management with personal borrower assistance.

₹2999
Only ₹199

Per borrower · One-time setup

Activate Pro →
Everything in ₹49 plan, plus:
Pro Infrastructure Add-ons
  • Personal Reminder Calls
  • Dedicated Recovery Assistance
  • Human Follow-up Operations
  • EMI Miss Monitoring
  • Direct Borrower Attention
  • Unlimited Reminder Requests
  • Priority Recovery Monitoring
  • AI + Human Recovery Hybrid
  • Advanced Recovery Infrastructure
  • Dedicated Reminder Operations
  • Intelligent Escalation Engine
  • Priority Borrower Management
  • Smart Recovery Routing
  • Premium Recovery Assistance
  • Dedicated Support Specialists
  • Advanced Recovery Analytics
  • Human-Assisted Recovery Ops
◈ Custom Enterprise
Enterprise Scale

For large financial operations and enterprise-level recovery infrastructure deployment.

Custom Pricing

Volume-based · Dedicated SLA

Contact Enterprise Team →
Enterprise Infrastructure
  • Custom Infrastructure Deployment
  • Enterprise Onboarding
  • Dedicated Infrastructure Team
  • Custom API Integrations
  • White-Label Recovery Systems
  • Realtime Enterprise Monitoring
  • Dedicated Recovery Operations
  • Advanced Infrastructure Automation
  • AI Infrastructure Intelligence
  • Enterprise Analytics Suite
  • Custom Borrower Management
  • Infrastructure Scalability
  • Dedicated Enterprise Assistance
  • Private Infrastructure Nodes
Infrastructure Comparison

Full Feature Architecture Matrix

Compare every infrastructure layer across all enterprise plans.

Feature Layer Starter
₹19
Smart ★
₹49
Pro
₹199
Enterprise
Custom
AutoPay Setup & Activation
e-Stamp Agreement Infrastructure
WhatsApp & Email Alerts
AI Reminder Engine
Borrower Activity Monitoring
Human Recovery Calls
AI + Human Hybrid Recovery
Recovery Analytics Dashboard Basic Full Custom
Enterprise & API Access
Security & Data Encryption
CIBIL Score Impact
Value Architecture

Why AutoPay India is Different

Enterprise-grade infrastructure at accessible pricing. Built for India's modern financial ecosystem.

AI-First Automation

Intelligent reminder scheduling that learns from borrower behaviour patterns to optimise contact timing and recovery outcomes automatically.

🔒
Enterprise Security

Bank-grade encryption, RBI-compliant infrastructure, and secure borrower data management built to institutional standards from the ground up.

📊
Realtime Intelligence

Live recovery dashboards, borrower activity feeds, and AI-powered insights that surface actionable signals before payments are missed.

🌐
Scalable Infrastructure

From individual lenders to large NBFCs, the platform scales horizontally without performance degradation or operational complexity.

💬
Multi-Channel Reach

WhatsApp, SMS, email, and voice channels orchestrated through a single intelligent engine for maximum borrower engagement.

🛡
Borrower-First Protection

Zero CIBIL score damage, ethical recovery protocols, and transparent borrower communication that protects financial relationships long-term.

Infrastructure ROI

Recovery Performance Metrics

Measurable improvements across every operational dimension of your lending business.

Recovery Efficiency
94.7%

Average recovery rate achieved by lenders using the AI-powered Smart Recovery plan with multi-channel reminders.

Operational Cost Reduction
68%

Average reduction in manual follow-up effort after activating AI reminder automation and intelligent scheduling.

Performance Benchmark · Infrastructure Layers
AutoPay Activation Rate97%
Reminder Open Rate (WhatsApp)89%
On-Time EMI Improvement76%
Borrower Agreement Compliance99%
Trust Infrastructure

Enterprise Security Architecture

Built to institutional standards. Compliant, encrypted, and auditable at every layer.

🏦
RBI-Grade Compliance

Infrastructure designed around RBI digital lending guidelines with compliant AutoPay and agreement workflows built in from day one.

🔐
End-to-End Encryption

All borrower data, agreements, and payment instructions are encrypted in transit and at rest using AES-256 and TLS 1.3 protocols.

🤖
AI Fraud Monitoring

Real-time anomaly detection across borrower sessions, payment patterns, and access logs with automated alerts for suspicious activity.

📋
Audit Trail Infrastructure

Tamper-proof activity logs for every borrower interaction, agreement event, and reminder delivery with full timestamp records.

🛡
Protected AutoPay Systems

NACH mandate infrastructure with secure tokenisation and bank-verified authorisation. No raw banking credentials ever stored.

🌐
Enterprise Data Sovereignty

Data residency in India-based infrastructure nodes, with DPDP-aligned data handling policies and configurable retention controls.

Knowledge Base

Infrastructure FAQ

Technical and operational answers for enterprise evaluation teams.

Yes. In cases of prolonged non-payment, repeated EMI defaults, or intentional borrower non-cooperation, recovery escalation protocols may eventually affect the borrower’s financial credibility profile. Certain advanced recovery workflows and legal agreement violations can lead to reporting processes that may impact future loan eligibility, lender trust scores, and associated credit behaviour records.
The borrower completes a NACH mandate authorisation linked to their bank account. This creates an automated debit instruction that executes on the agreed EMI date. The entire flow is digital, RBI-compliant, and requires no manual intervention for recurring collections.
The AI reminder engine analyses borrower response patterns, optimal contact windows, and channel preferences to schedule reminders at the highest-probability engagement times. It adapts scheduling based on which channels and times have historically produced payments for each borrower profile.
Dedicated recovery specialists handle direct borrower calls when AI-automated channels have not produced payment. These are professional, scripted engagements designed to understand borrower circumstances and facilitate payment arrangements. Call logs and outcomes are recorded in your dashboard.
Yes. All borrower PII, agreement documents, and banking authorisations are encrypted at rest with AES-256 and in transit with TLS 1.3. Data is stored in Indian infrastructure nodes only, with strict access controls and full audit trails on all data access events.
Yes. Plan upgrades take effect immediately with no disruption to existing AutoPay infrastructure. You pay only the differential pricing for the upgrade on existing borrowers and apply the new plan rate to new borrowers going forward.
Yes. The platform is fully optimised for mobile devices, tablets, and desktop systems. Recovery dashboards, borrower tracking, reminder controls, and analytics are accessible across all screen sizes with realtime synchronisation.
Launch Infrastructure

Build Your Recovery System
With Enterprise Intelligence

Deploy AI-powered AutoPay recovery infrastructure in minutes. Scale borrower management with realtime automation.

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