AutoPay India Core Infrastructure API v1.0

Developer API Documentation

Integrate robust repayment automation, UPI AutoPay systems, borrower authorization flows, analytics reporting tracking, and dynamic agreement generation infrastructure.

Secure REST Endpoints Enterprise Infrastructure Real-Time Event Webhooks

API Authentication

The AutoPay India API uses bearer tokens to authenticate requests. Authenticate structural configuration hooks by passing your private API key within the HTTP authorization header vector parameter cleanly.

Authorization: Bearer api_live_51NxM...

API Endpoints Overview

POST /v1/recovery_plans

Initialize a new structural repayment allocation loop containing custom principal configurations and scheduled frequencies.

// Request Payload Structure { "borrower_vpa": "rahul@upi", "total_principal": 245000, "tenure_months": 6, "auto_retry": true }
POST /v1/agreements

Generate a secure legally-backed digital consensus token log and link it to an active client parameters profile.

POST /v1/mandates/setup

Request immediate programmatic e-mandate registration authorization loops back from destination clearing banks.

GET /v1/analytics/overview

Query system telemetry indices to evaluate current collection performance scales and baseline success rate weights.


Real-Time Webhooks

Configure webhooks to listen for asynchronous network events. When a collection sequence updates or a borrower acceptance event occurs, AutoPay India fires an HTTP payload safely to your listener URL.

{ "event": "repayment.success", "timestamp": 1778954972, "data": { "plan_id": "rec_pl_9842", "amount_cleared": 25000, "status": "settled" } }

Error Handling Blueprint

AutoPay India communicates platform exceptions using standard HTTP status parameters. Every structural response payload features standard message definitions to facilitate debugging loops.

{ "error_code": "insufficient_funds_retry", "message": "Transient variance handled. Auto-retry engine scheduled.", "http_status": 402 }

Developer Support Channels

For system integration assistance, webhook diagnostic tracking parameters review, or general platform capability inquiries, route your support parameters straight to our technical triage engineers:

api-support@autopayindia.com

Standard Engineering SLA: Response parameters finalized within 12 business hours.

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